Hi all - well - having made the decision to go to Cyprus in April I realised that my travel insurance annual policy would run out in March - I rang to renew and was refused cover as I have arrythmia ( heart rhythm irregularity, and it is unpredictable and I am ill when it occurs - had to be shocked last July ) ) and have been admitted to hospital a few times over the last while through A&E etc.
I have tried Preferrential, Age Concern etc - no go - well Preferrential will cover me for 2 weeks for over £500 !!!! I cannot afford that!
Is anyone else in the same boat? Do the folk who live in the Kapparis area have confidence in the local hospital's ability to look after them in an emergency situation?
I am not the age to sit in the corner but am so unsure what to do?
Try looking on the British Heart Foundation website under insurance and they do give some advice. They say that most companies will require you to have the European medical card as well as private insurance.
The EHIC can be used to cover any necessary medical treatment due to either an accident or illness within the European Economic Area and Switzerland. The card entitles the holder to state-provided medical treatment within the country they are visiting and the service provided will be the same as received by a person covered by the country's 'insured' medical scheme. This may not cover all of the services you would expect within the UK and you may have to make a contribution towards the care you receive.
The EHIC can also be used to receive treatment for pre-existing illnesses and chronic diseases, but conditions do apply so please check with your healthcare provider before you travel. Maternity care is covered by the EHIC whilst you are away, but if you are travelling to a country specifically to have a baby then you will need to complete an E112 form. Again, ask your healthcare provider for more information before you travel.
The EHIC may not cover persons for all medical costs incurred, so you are strongly advised to also arrange travel insurance to ensure that you are covered for all possible eventualities. Furthermore, you will not be covered by an EHIC if the main purpose of your travel is to receive medical treatment.
The EHIC is valid within the European Economic Area, which includes the European Union countries, Iceland, Liechtenstein and Norway. Switzerland also has an agreement in place with the European Union to accept the EHIC.
The following countries are covered by the EHIC:
Austria, Belgium, Cyprus (not including Northern Cyprus), Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.
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