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How to get a medical card 
Post: #1   PostPosted: Tue Feb 13, 2018 7:28 am Reply with quote
jeba
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What is the procedure for getting a medical card? What makes you entitled for one? Is having a yellow slip enough? Are you entitled to one if you´ve been employed? Where to apply for it? When to apply? Is there a time window for application after which you become ineligible for it (as e. g. in Germany)? What does it cost?
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Post: #2   PostPosted: Tue Feb 13, 2018 7:48 am Reply with quote
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Post: #3   PostPosted: Tue Feb 13, 2018 8:10 am Reply with quote
jeba
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Bobbeer wrote:
http://www.easterncyprus.com/viewtopic.php?t=87494

Thank you. Unfortunately, the link on which that thread was based (
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) isn´t working anymore.

What I´m interested in is whether someone from another EU country who managed to get a yellow slip without proof of health insurance and who has been employed in Cyprus for about 10 years without having medical cover can still apply for public health insurance.
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Post: #4   PostPosted: Tue Feb 13, 2018 8:32 am Reply with quote
spanner
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jeba wrote:
Bobbeer wrote:
http://www.easterncyprus.com/viewtopic.php?t=87494

Thank you. Unfortunately, the link on which that thread was based (
Links only visible to Registered Members
Register for Free or Login to the forum.

) isn´t working anymore.

What I´m interested in is whether someone from another EU country who managed to get a yellow slip without proof of health insurance and who has been employed in Cyprus for about 10 years without having medical cover can still apply for public health insurance.


If you have been paying social insurance for more than 3 years and have a personal income below €15,400 or €30,750 for a couple (increased by €1,700 for each dependent child), then you can get a medical card. If you do not meet these criteria, there are some other possibilities mentioned on the application form.

The application form is here
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Post: #5   PostPosted: Tue Feb 13, 2018 9:04 am Reply with quote
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If you are of retirement age you can get one, but getting the necessary forms from your home country to prove your retirement. You go to the citizens advice centres to fill out forms, they tell you what documentation you need and when you supply it all the assess it and issue the card.

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Post: #6   PostPosted: Tue Feb 13, 2018 10:00 am Reply with quote
jeba
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spanner wrote:

If you have been paying social insurance for more than 3 years and have a personal income below €15,400 or €30,750 for a couple (increased by €1,700 for each dependent child), then you can get a medical card.

Is paying social insurance contributions mandatory? If not, can you opt in anytime while being employed or do you have to do it at the beginning of your employment?


Last edited by jeba on Tue Feb 13, 2018 10:13 am; edited 2 times in total
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Post: #7   PostPosted: Tue Feb 13, 2018 10:05 am Reply with quote
spanner
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jeba wrote:
spanner wrote:

If you have been paying social insurance for more than 3 years and have a personal income below €15,400 or €30,750 for a couple (increased by €1,700 for each dependent child), then you can get a medical card.

Is paying social insurance contributions mandatory? If not, can you opt in anytime while being employed or do you have to do it at the beginning of your employment?


It is mandatory, if you or your employer haven't been paying, you should be careful how you handle it.

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Post: #8   PostPosted: Tue Feb 13, 2018 10:14 am Reply with quote
jeba
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spanner wrote:

It is mandatory, if you or your employer haven't been paying, you should be careful how you handle it.


Does social insurance cover more than health care? Things like unemployment benefits or sick pay, disability pension etc.?


Last edited by jeba on Tue Feb 13, 2018 10:16 am; edited 2 times in total
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Post: #9   PostPosted: Tue Feb 13, 2018 10:14 am Reply with quote
spanner
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jeba wrote:
spanner wrote:

It is mandatory, if you or your employer haven't been paying, you should be careful how you handle it.


Does social insurance cover more than health care? Things like unemployment benefits or sick pay, disability pension etc.?


All of those.

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Post: #10   PostPosted: Tue Feb 13, 2018 10:16 am Reply with quote
jeba
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spanner wrote:
jeba wrote:
spanner wrote:

It is mandatory, if you or your employer haven't been paying, you should be careful how you handle it.


Does social insurance cover more than health care? Things like unemployment benefits or sick pay, disability pension etc.?


All of those.

How much is the contribution? Who has to pay (employer, employee, both?)?
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Post: #11   PostPosted: Tue Feb 13, 2018 10:37 am Reply with quote
spanner
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jeba wrote:
spanner wrote:
jeba wrote:
spanner wrote:

It is mandatory, if you or your employer haven't been paying, you should be careful how you handle it.


Does social insurance cover more than health care? Things like unemployment benefits or sick pay, disability pension etc.?


All of those.

How much is the contribution? Who has to pay (employer, employee, both?)?


The employer pays some and also deducts from the employees salary for it, but is responsible to hand it over to the Government, unless you are self-employed, in which case you have to pay it directly.

Your employer should provide you with a payslip showing the contributions and deductions, but also the social insurance department send out directly to each individual a statement of their contributions every year, providing they have your correct address.

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Post: #12   PostPosted: Tue Feb 13, 2018 10:50 am Reply with quote
trevnhil
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Jeba, with ll the questions it seems like you really should (as advised) visit a Citizens information center
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Post: #13   PostPosted: Tue Feb 13, 2018 11:49 am Reply with quote
Bobbeer
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jeba wrote:
Bobbeer wrote:
http://www.easterncyprus.com/viewtopic.php?t=87494

Thank you. Unfortunately, the link on which that thread was based (
Links only visible to Registered Members
Register for Free or Login to the forum.

) isn´t working anymore.

What I´m interested in is whether someone from another EU country who managed to get a yellow slip without proof of health insurance and who has been employed in Cyprus for about 10 years without having medical cover can still apply for public health insurance.


If you read the whole post there was a link to the medical card application form...which is working and includes an explanation and a list of required documents..

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Post: #14   PostPosted: Wed Feb 14, 2018 6:05 am Reply with quote
jeba
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Thank you for the info. Unfortunately, the person this is about earns slightly more than the €15400 limit for free healthcare. Would be better he earned less, it seems. Quite paradoxical.
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Post: #15   PostPosted: Wed Feb 14, 2018 9:48 am Reply with quote
scottie
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jeba wrote:
Thank you for the info. Unfortunately, the person this is about earns slightly more than the €15400 limit for free healthcare. Would be better he earned less, it seems. Quite paradoxical.


This is why we need a proper NHS set up . System is unfair
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Post: #16   PostPosted: Wed Feb 14, 2018 1:47 pm Reply with quote
jeba
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scottie wrote:
jeba wrote:
Thank you for the info. Unfortunately, the person this is about earns slightly more than the €15400 limit for free healthcare. Would be better he earned less, it seems. Quite paradoxical.


This is why we need a proper NHS set up . System is unfair


There are other ways, too. E. g. in Germany it´s simply made mandatory to have insurance. The contribution is a percentage of your salary and shared between employer and employee. The NHS was used as a daunting example by Merkel´s CDU when the social democrats wanted changes to the system (like doing away with private insurance and forcing everyone into public - even public insurance opposed that).
I´ve also heard good things about the French system (not sure though whether everybody has to have insurance).
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Post: #17   PostPosted: Wed Feb 14, 2018 2:08 pm Reply with quote
lethargicinlarnaca
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jeba wrote:
Thank you for the info. Unfortunately, the person this is about earns slightly more than the €15400 limit for free healthcare. Would be better he earned less, it seems. Quite paradoxical.


But surely still worth their while going through the Cyprus Government Health Service application system to obtain a EHIC (European Health Insurance Card) which they would be entitled to from the RoC government if they are contributing to the RoC governments Social Insurance Scheme, the Social Cohesion Fund and if applicable Income Tax.
Remembering that whatever the rules are on earnings and health service entitlements in the RoC different rules will apply in other European Union member states. Definately no upper earnings limit in the UK or France for state medical services Germany you will know better yourself plus all the other member states who are probably somewhere in between one extreme and the other.

An individual obtaining a EHICard from an EU member state where they are not entitled to 'free at the point of need' medical treatment other than in an emergency because of an upper earnings limit importantly illustrates real disparity of entitlement within EU member states. At what point does emergency treatment cease and remedial treatment start Question


Last edited by lethargicinlarnaca on Wed Feb 14, 2018 9:20 pm; edited 1 time in total

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Post: #18   PostPosted: Wed Feb 14, 2018 3:28 pm Reply with quote
jeba
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lethargicinlarnaca wrote:

Remembering that whatever the rules are on earnings and health service entitlements in the RoC different rules will apply in other European Union member states. Definately no upper earnings limit in the UK or France for state medical services Germany you will know better yourself plus all the other member states who are probably somewhere in between one extreme and the other.

An individual obtaining a EHICard from an EU member state where they are not entitled to 'free at the point of use' medical treatment other than in an emergency because of an upper earnings limit importantly illustrates real disparity of entitlement within EU member states. At what point does emergency treatment cease and remedial treatment start Question


Is an EHIC card different from a medical card? My German medical card is my EHIC card. It wouldn´t have occured to me that it could be different. You learn something new every day.

Why I like the German system is because usually private and public hospitals aren´t separate units. Hospitals will usually offer services to public and private patients alike. That means you can have top ups (e. g. a private room, choice of a senior doctor rather than whoever is on duty etc.) and pay for the difference only (or have it optionally covered by relatively cheap top up insurance) while the basics are still covered by public insurance. I´d prefer such a system over a NHS with separate public and private entities anyday.
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Post: #19   PostPosted: Wed Feb 14, 2018 3:49 pm Reply with quote
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jeba wrote:
lethargicinlarnaca wrote:

Remembering that whatever the rules are on earnings and health service entitlements in the RoC different rules will apply in other European Union member states. Definately no upper earnings limit in the UK or France for state medical services Germany you will know better yourself plus all the other member states who are probably somewhere in between one extreme and the other.

An individual obtaining a EHICard from an EU member state where they are not entitled to 'free at the point of use' medical treatment other than in an emergency because of an upper earnings limit importantly illustrates real disparity of entitlement within EU member states. At what point does emergency treatment cease and remedial treatment start Question


Is an EHIC card different from a medical card? My German medical card is my EHIC card. It wouldn´t have occured to me that it could be different. You learn something new every day.

Why I like the German system is because usually private and public hospitals aren´t separate units. Hospitals will usually offer services to public and private patients alike. That means you can have top ups (e. g. a private room, choice of a senior doctor rather than whoever is on duty etc.) and pay for the difference only (or have it optionally covered by relatively cheap top up insurance) while the basics are still covered by public insurance. I´d prefer such a system over a NHS with separate public and private entities anyday.


The EHIC card covers you for temporary stays in other European countries . This one would obtain from the UK . The medical card talked about is a completely different thing . This would apply in Germany or any other country in the Union .
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Post: #20   PostPosted: Thu Feb 15, 2018 12:31 am Reply with quote
lethargicinlarnaca
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jeba wrote:
Is an EHIC card different from a medical card? My German medical card is my EHIC card. It wouldn´t have occured to me that it could be different. You learn something new every day.


The Republic of Cyprus Health Services Medical Card (not an EHICard) obtained from the RoC Health Ministry through a RoC Citizen Centre is,

A folded card made of cardboard which is WHITE in colour bearing the form identification number

Y. Y. (I. Y.) 91

This card is issued to EU member state citizens living in the RoC who are not citizens of Cyprus upon proof of receipt of Social Insurance (SI) payments (presumably pensions) to them by their home state social insurance schemes. In theory without this card you will not get past a government hospital/Doctors receptionist other than in an emergency where an EHICard or payment of a fee (cash, no cheques or credit cards accepted) might suffice*.

Other Cyprus Health Ministry medical entitlement cards exist, most notably PINK coloured cards for those who are working in the RoC and contributing to the RoC Social Insurance scheme. There may be other colour variations for those who earn too much to be entitled to treatment, as with the person that you write of, but whatever the case a card of some form or other ought to be issued to those contributing to the Social Insurance scheme making the issue of a Cyprus government EHICard entitling the holder to 'free at the point of need' emergency treatment in an EU member state other than (home) Cyprus reasonably straight forward.

* While the requirement for a prospective patient to produce a RoC Health Service medical card is strictly enforced it is not so in a genuine medical emergency where happily state funded treatment of the patient regardless of eligibility or ability to pay takes precedence.

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