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Cyprus Eastern Forum Index » Motor Matters » Car registration UK
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Car registration UK 
Post: #1   PostPosted: Fri May 19, 2017 10:31 am Reply with quote
jb1
Joined: 21 Sep 2007
Posts: 1129
Pictures: 0
Location: kiti

 
Can anyone tell me if it's possible to buy a second hand car in the UK and have the vehicle owner and vehicle driver as two different names? I'm thinking of buying a car in the UK for my son to use. Would he be able to tax/ insure it in his name but I would be the registered owner? Joyce
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Post: #2   PostPosted: Fri May 19, 2017 2:04 pm Reply with quote
bubblechris
Joined: 27 Mar 2009
Posts: 4498
Pictures: 0
Location: Winchmore Hill, London N21

 
If you're the owner you're the owner till you give or sell the property whatever it is to someone else.

The registered keeper is that and just that and will be responsible in 99% of cases in the event of a collision or violation.

Taxing and insuring it shouldn't be a problem as he will be the registered keeper and the named driver on the policy, ownership is irrelevant.

Have you considered the cost of insurance eg is he young and inexperienced? That could cost more than the car.

Google 'new cars that come with free insurance' for some deals that might be of interest.
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Post: #3   PostPosted: Fri May 19, 2017 8:10 pm Reply with quote
J B
Joined: 25 Jul 2005
Posts: 1262
Pictures: 0
Location: Shropshire/Staffordshire/Cheshire (UK) and Tala (Paphos) sometimes!

 
Don't know the answer really.
On the 'log book' it just says the 'registered keeper'

Are you wanting to keep 'owner' and 'driver' to protect your investment?

If 'Fred' has a company car from 'a Company' then the company owns, taxes and insures it - don't think there is another way round it.

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J B
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Post: #4   PostPosted: Fri May 19, 2017 10:09 pm Reply with quote
journo
Joined: 22 Mar 2009
Posts: 5263
Pictures: 17

 
As others have already pointed out, in the UK the Owner and Registered Keeper may be the same person or two different people. The only document proving ownership is the bill of sale/document of gifting.

The car's Registration Document is issued to the Registered Keeper at the Registered Keeper's address.

The Registered Keeper is responsible for the Road Tax.

The insurance companies are interested in the details of the Registered Keeper (and so the area in which the vehicle will be kept etc..) They don't care who actually owns it.

If the vehicle is not being kept at/outside/near the address on the Registration Document, the insurers generally say they have to be notified or it will invalidate the insurance.

Same thing applies if those insured have addresses different to those shown on their driving licences (ie they've moved without notifying the DVLA).
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Car registration UK 
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