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Q&A in Cyprus Weekly

In reply to a question regarding service charges in the Cyprus Weekly this week it is stated: All should pay the same per sq m...............charges should depend on the size of the building/flat excluding gardens, open v ...

Grants / VAT

Hi Nigel, We purchased a villa two years ago next month, I have been told that I can get a grant payment back from the government as it is our first house in Cyprus and we are living here permanently. We were also told th ...

Problems With Lawyer

Hi Mick I suggest that you discharge your current lawyer and get a 'proper' one. What you'll need to do is settle your account with her and instruct her to send your file to your new lawyer. Here's a draft discha ...

Installing gas fire

Hello Nigel , Thank you and all who answered my problem. The point is taken,an alternative gas heating type of stove has to be thought of and purchased. Anyone have thoughts on the catalytic gas stoves for performance and ...

Building Problem,

Dear Nigel, Further to my earlier topic ie: Title deeds. The Larnaca planning office have now informed me that as the developer built the boiler room on a boundry wall they cannot promise that we will recieve final approval ...

Insurance

I have a housing loan with Alpha Bank, they are insisting I use the insurance from the bank or a local company I have supplied details of the policy I have (Intasure)which covers Cyprus It is fully comprensive,covers eart ...

Cyprus bombshell rocks their Lordships

Cyprus bombshell rocks their Lordships The Cyprus Government was ‘economical with the truth’ when it assured the UK Government that it intended to introduce a Bill to address the Title Deed issue affecting thousands of ...

Short Term Rentals

hello nigel i am renting out my one bed apartment in kapparis. Can you tell me do i need to contact the tax office in cyprus regarding these short term rentals or do i need to declare the rental income in the uk where i live ...

Developers mortgages

I do apologise that I am asking a question that has been answered previously but have just spent some considerable time looking for it. What is the estimated amount owed by developers to banks over the island secured agai ...

Replacing aluminium windows and doors

Hello can anyone help us.We have a traditional village house and wish to replace the aluminium windows and doors with wooden ones,do we need to obtain permission to do this,the house is not a listed building.Look forward to ...

ending the contract

Hi Nigel We are about to do the hanover in November of our apartment, If I thought we could be in trouble in the near future would it be best to pull out before the handover? Are we legally in a better position? Chee ...

How can we check a change of usage licence?

The building next to us is being converted from hotel apartments to renovated and individually owned flats. Work has been ongoing for three years now and is creating endless problems. Not least with attempts to 'grab' extra ...

[WATER METERS AND ELECTRIC

We have a house just ready for completion in Dheryinia .Wonder if some could tel me how long does it take the Municipality to come to fit water meter and how much does it cost. An same goes Electricty? I'm afraid if I arrive ...

Bank Guarantee

Nigel, Been trying to find out info about this scheme, have you any info please on how they work. Reason I ask our Developher as one on our property, we have Mortgage with B.O.C. With a certain court case still ongo ...

[b]How Much to pay Developer[/b]

Wonder if any knows how much you have to pay your developer if you sell your property bought it 4 years ago and no title deeds available yet what precentage does he get his greedy little mitts on. Polly ...

Wells

Good afternoon Nigel, We've recently added a well to our property and are in the process of having a final inspection. We've today been told to have a meter added to it. I remember reading somewhere that all new wel ...

Insurance

Hi. I was hoping that you may be able to help me. I have just received my building insurance notice from my bank and find it rather expensive. I contacted the bank to try and cancle but was in formed that d ...

Resale and Title Deeds

I own an apartment in Cyprus that I bought as a resale from the original owners 2 years ago. At that time, they told me the title deeds would be ready within a few months. However, I am still waiting! Over the last year I h ...

building land or agricultural land

How does one find out if land is a). building land or b). agricultural land? How does one also find out the building factor on the land. ...

residency

what is the law on obtaining residency told must have medical ins cost of approx 1,000 euros plus 20 thousand euros each in bank bought home here living permanant since march plus child in school any help would be appr ...

"Ban Cyprus property companies and close their UK offic

Peer calls on UK Government to ban Cyprus property companies and close their offices A British peer has called on the British government to close the UK offices of Cypriot companies selling property and to ban the prom ...

Commitee

Hi Nigel, please could you tell me if you are 'tied' in for a contracted number of years with a developers management company, do you have to form a 'owners' committee? Is this a Cypriot obligation? We are tied in to the dev ...

Maintenance Payments

Hi Nigel A few years ago you very kindly confirmed that the owners of flats and houses on a site have their maintenance payments calculated proportionate the the size of their property and this was Cyprus Law.< ...

Fire Safety

Dear Nigel Can you let me know what the current laws are regarding fire safety in homes in Cyprus. I have been advised by the management company who look after our property that it is law to have (a) a fire blanket, (b) ...

Resale property question

Hi Nigel we bought a resale property in 07. Originally it was a refugee house, extended and modernised in 1999. It came with title deeds for the land. on the title deeds it stated that the land had on it an unauthorised bui ...

Title Deeds

Dear Nigel, My wife and i purchased a bungallow six years ogo. There are two bugalows on the plot. The plot has not been divided and our title deeds show only the entire plot with no division. my wife has been ill and the do ...

How Do You Know .....

Hi Nigel How do you know when your title deeds are ready? Does the developer let you know or do we have to make our own enquiries at the Land Registry? If so, do we just go down there with our plot number and ask them - ...

title deed problem

hi nigel 7 years ago we purchased a bungalow in livadia.due to circumstances need to go back to uk however have found that title deeds show only the plot although there are two bungalows on the one plot what do i need to do ...

Non reply

Hi Nigel Any reson why you have not replied to my posting dated 9th June? Is it normal for a developer not to pay his tax bill on the profit from a development for 6 years and only then apply for title deeds. If he fa ...

Certificate of Final Approval

Hi Nigel Can you tell me if there is anyway I can find out it my developer has been issued with a 'Certificate of Final Approval' from the relevent authorities, as I quote the following from the Cyprus Property Action Group ...

Developers tax bill

Hi Nigel I'm am new to this forum and about to buy in Pernera if i can find right property, I'm coming to cyprus to veiw this month, the property at the top of my list has no title deeds, when i asked the agent if it had an ...

Getting the jitters!

In August 2008 we receive the keys to our maisonette which is in a development of 4 maisonettes, 3 blocks of flats and a communal swimming pool. Our snagging list, which includes a water leak, is still not completed and ther ...

Announcement by the Cyprus Property Action Group

In our last update we requested your support in lobbying the EU, the UK and other buyers’ governments through letters sent to MPs and MEPs. We can report that this effort has been fairly effective to date in spreading the w ...

selling costs

Hi Nigel We are in the process of selling our flat and have been advised that there are the following taxes due- municipality tax and sewage system tax is this just to change name for new owners? or what? Judy ...

Who's wall is it mine or the developers

Hi All, We took delivery of our villa in March and had an email from the developer last week. In the email he stated that he was preparing an agreement for all (around 18 villa's) of us to sign to ensure the development i ...

Swimming Pool

Hi nigel Wonder if you can help me ? Can the developers sell a comunual swimming pool ? When we brought the apartment it was being sold with a comunual swimming along with many others. But i have noth ...

Setting up shop!

Hi Nigel, My wife is a keen baker and we decided to sell her cakes this weekend at Oriklini market. The sale went very well and we even attracted interest from small business and cafes to produce a standing order of deliveri ...

Specific Performance

Situation: Contract lodged at the land reg. All payments made as per contract Property snagged and delivered However: The property has not been built as per the plans in the contract ...

Builders Licence

Hi Nigel, I am not too sure whether I am correct in directing this question to you, so apologies if I am wrong. My husband wishes to obtain a builders licence and we do not know who to approach, or what this entails. ...

Selling in Cyprus via UK

Hi, A friend has a one-bedroom apartment (which they have been using for holidays) for which they have received an offer. Both seller and buyer are UK residents, title deeds are available, they've owned the apartment f ...

Title deeds!!

Hi Nigel, new property new to cyprus, huge question everyone is asking i know but, TITLE DEEDS!! Any idea whats happening?? My contract of sale was lodged with the land registry march 07, i know the registration number, who ...

Developer has problems

I haven't got my title deeds yet. If my developer goes into liquidation is my property at risk? He has loans and mortgages relating to other properties but none on our block. What is the situation? Joyce ...

cypria life insurance

hello nigel my wife and i signed up for life insurance with cyprialife of laiki bank in june 2008 at a total cost of 800 euros per year for us both.We were informed by the bank if we did not sign up they would inrease the in ...

EU Online petition - title deeds

Hi Nigel, I saw on your site (at http://preview.tinyurl.com/r4kwrz) that the Cyprus Property Action Group had launched an online petition regarding title deeds. Do you have a link to the petition site? I couldn't find ...

title deeds

Dear Nigel,i have a copy of my sales contract which has been lodged with the land registary within 60 days in 2004.The copy i have has with it a map showing my property and the divided land and also what appears to be a titl ...

Paschalis developers - seaview villas development

We bought from Paschalis developers (previously Agesalios) at the seaview villas site in Agia Thekla. The developers have (after 3years) still not finished the estate off, there is no sign of deeds appearing, and a number of ...

Mortgages on completed developments

Hi Nigel, We have been living in our new property for about 2 1/2 years and the whole development has been completed for about 18 months now. In view of the current publicity surrounding possible mortgages held by develop ...

renting

Hi Nigel could you tell me some good companys to rent my property with there our so many. thank you. jake. ...

Solicitor's Charges

Hi, I wonder can you give me some idea of a solicitor's charges on handling a resale property. Regard's Telboy ...

Looking after green areas

Hi Nigel Do you know who is responsible for looking after the 'green' area on an estate? The developer landscaped it, set up the watering system and provided some playground equipment, seats, lights etc (what he said he h ...