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Live Q&A and GESY

Hi Nigel,
Reading the transcript of the live Q&A with the High Commissioner you posed a question re GESY:-
Quote:According to GESY website, only those with a ‘permanent residence permit’ will be entitled to b ...



Cyprus Income Tax

Hi Nigel Silly question? My UK pensions are paid into a uk bank, but I only transfer a monthly sum to Cyprus to cover my living expenses. Should I declare all my pension income, or only the transferred element? I'm a Cypr ...

Website for legal advice

Are there websites which will allow you to ask questions about legal issues and where lawyers will make a offer to answer for a fee? Basically an auction on legal advice for simple questions like e. g. : - Will I need wit ...

Communal Fees

Is it against the law to pay communal fees to the developer when work is not being done and there is no committee . He own about 50 plus apartments that are empty. And some are being rented ...

Deeds

Is anyone with karayannas in Paralimni. When are we getting our deeds if ever ...

Complex

Hi Nigel. We pay our changers every year at €513 . All we get is the pool lights around the pool and the cleaners take the water from the pool to clean once a week . They only clean the floors. We’ve had no lifts. Months no ...

Transfer fee costs

hi Nigel.once I have deeds is there a charge by the land registery to transfer a property into say a niece or nephews name .regards palmtree ...

Giving my daughter our house in Cyprus as a gift

Hi Nigel how easy is it to transfer our Cyprus home to our daughter as a gift ...





Share of the land

Hi nigel.Can you tell me how i can obtain a share of the land.We have an SNK property and wish to sell.Ive spoken to the Bank of Cyprus and they have no interest in our property as we paid in full but its stopping people wa ...

Land Deeds

Hi Nigel, I have been looking to buy a house in Larnaca, but only with Title Deeds. Some of the places are mentioned as having Deeds for the Land, could you tell me what the difference is. I am a bit wary as I do not under ...

Power of attorney

Hi, my husband and I are joint owners of a property with title deeds. We live in U K, but I visit the property as often as I can. My husband is not in good health and can no longer travel. I have been advised to get a P O ...

Transfer of property & deeds to our daughter

Does anyone know if it is possible to legally transfer our title deeds to our daughter and if so has anyone done this and knows what this entails ? We presume that we will need a lawyer for this ? Any help or suggestions wel ...

Joint Ownership of Property

I will be purchasing a house in the near future and wish it to be in the names of my daughter, son and myself. My daughter and son do not live in Cyprus, can this be done. ...

Swiss franc mortgage

Hi Nigel I notice there is not much on the forum about those people who were affected by the Swiss franc mortgage scandal. Has anyone actually won a case against the banks, or have people just given in ? ...

Capital Gains Tax

Nigel,
Am hoping you can give some advice.
I was under the impression that with Capital gains tax was calculated as follows "The €17,086 deduction rises rises to €85,430 if the property has been the main residen ...



Communal fees

Hi are all feels the same we are in a block with bigger apt and balconies and we all pay the same is this correct thank you ...

Number of members in a complex management committee

We currently have 6 members in our management committee (was 7) but it has been pointed out to us recently by one of our owners than the Immoval Property Act 1993 says it should be a maximum of 5. I can appreciate it is ...

Bank of Cyprus Advice

Hi Nigel, Looking for some advice before I escalate my complaint with BoC. It is very clear that a mistake has been made on my housing loan and they are saying it is a clerical mistake but when it involves the previously ...

squatter moved in next door to my parents villa

Hello Nigel I wondered you could give us some advice. A family of squatters have moved in the villa next door to my parents, the villa has been empty for years, no one seems to know the owners so no way to contact them ...

Will we ever get our Deeds

I live in one of 2. blocks built and occupied in 2007, The developer run out of money before the contract had finished leaving the street lighting and the final surface of the road to complete. We were informed that these i ...

Issue of title deeds

Hi, I have just spoken to the land registry and they informed me that my deeds will be ready in 10 days and issued to my developer A.Chacholis.(as I have no mortgage). Does anyone know what happens next, ie what will the dev ...

Surplus communal funds

Our complex has ten identical houses - we all pay €500 and up to now everyone has paid in full since we took control of the management ourselves.
There is around €8K in the account
However, one owner has just sen ...



Insurance

Hi Nigel We have insured our apartment (buildings and contents) yet the committee has failed to insure the communal part of the complex. Is my insurance still valid.? Thanks in advance. ...

Committee

Sorry to trouble you again Nigel, just a query, do we have to register the committee we formed with the land registry for it to be legal, we have 2 non payers who owe in excess of 10k over the past 10 years, 1 says she will ...

Renting a property..

Hi. I am currently renting a property through an agent. For a 6 month contract which started in October 2018. I pay my rent in advance each month by direct debit. Yesterday we had 2 bailiffs and a representative from th ...

Trapped buyers get a Christmas present promise

The problems faced by the 70,000 ‘trapped buyers’ who were duped into buying property built on land earlier mortgaged by developers should be resolved by Christmas says Christiana Erotokritou MP. Read more at: http://www. ...

Title Deeds Transfer Fees

A question for Nigel, and any other knowledgeable experts who would like to chip in, regarding the thorny subject of title deed transfer fees.
My understanding of the transfer fee system is that the fee is equivalent t ...

Getting a waiver

Hello Nigel.Can you tell me if its possible to get a waiver from the Banks to free my property from a developers mortgage on the land.We have a buyer but they are refusing to buy until we sort this problem out.Would they acc ...

committee

we are 26 apartments and due to everybody not being present at any one time we have voted for a committee by e mail votes and have elected 2 members, is this legal and if so how do we register it at the land registery Thank ...



Communal or not - gas supply?

Thanks Nigel. It is a bit complicated. Works well usually except when the gas tanks are empty and we all have no hot water or heating, but that is rare thank goodness. ...

Complex maintenance - developer's responsibility

Hi Nigel We have received an email today from the company that maintains the common parts of our complex, giving notice that they will cease to provide services with effect from the 31st December. No advice has been off ...

Property valuation

Hi Nigel. Are you still rambling? :wink: I'm considering switching house insurance providers. Short of trawling through the various estate agent sites and trying to work it out for myself, is there a way of getting ...

Another hurdle for the title deeds

The land registry had to parcel our development, they have been waiting for Sotira municipality. We approached them & told to get clean deeds we had to pay for the pavement and that would be all, 578 euros, which we did. ...

Cgt allowance

Hi Nigel,I gifted my property to my sister 2 years ago.Does this mean that I have used my one off cgt allowance or Not .regards Palmtree ...

Property Tax

Hi Nigel Sorry to trouble you yet again but I cant seem to get my head around this property tax, we bought our apartment off plan in 2006 and paid in stages until the complex was completed when we handed over the final paym ...

Transferring a Property into Joint Names

Hi Nigel
Don't know if you have the answer to my question, and my apologies if it's been answered before.
Our house in Cyprus is currently in my wife's name (she is a Greek Cypriot born in Cyprus)
My wife u ...





Maintenance fees - villas and apartments

Hi I understand the calculations of maintenance fees for jointly owned properties on a square metre basis, or as decided by the committee with a vote of 75% of ownership but can you explain how communal costs can be appor ...

Developers payments

Now that we have got our title deeds - yay! - what contributions can we expect to be charged by the developer for taxes he's paid on our behalf? Will it be fees paid to the local council/ tax office/ both? Is it normal pract ...


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